Top Stories Today
FCNR(B) deposits nearly double to USD 60.5 bn after RBI relaxation; HSBC, SBI, ICICI lead inflows
August 3, 2026, 7:01 pmOutstanding FCNR(B) deposits rose by over USD 28 billion between June 5 and July 30 after the Reserve Bank announced a temporary relaxation in CRR, SLR and interest rate regulations...
Exclusive: Transunion CIBIL CFO Amol Joshi resigns
August 3, 2026, 4:06 pmAmol Joshi’s departure comes after nearly five years, the company is yet to announce a successor. He is currently serving his notice period at the credit information company (CIC), people...
Credit cards vs UPI: How payment habits are splitting between small and large transactions
August 3, 2026, 2:31 amUPI continues to dominate routine payments, while credit cards remain important for discretionary purchases, larger transactions and credit-backed consumption. Going ahead, growth in the segment will depend not only on...
How RBI leeway on bulk deposit pricing may play out for banks
August 3, 2026, 2:29 amBanks with strong Current Account and Savings Account (CASA) franchises are likely to benefit the most, while lenders with weaker deposit bases may face higher funding costs.
Exclusive: Star Health raises premiums 8–9% over last 4–5 months, shifts to annual price hikes, says CFO Nilesh Kambli
August 3, 2026, 12:30 amHealth insurer Star Health has raised premiums by an average of 8-9% across its portfolio over the last four to five months as it moves to annual pricing revisions instead...
Editor's View
India’s Wealth Disparity
July 31, 2026, 2:48 amIndia's wealth creation story is becoming increasingly entrepreneurial. Nearly two-thirds of the wealth creators continue to actively run their businesses rather than simply inheriting wealth. The digital economy has emerged...
Gen Z, Jobs and India Inc’s Hiring Problem
July 24, 2026, 2:57 amThis week, students' protests at Jantar Mantar in Delhi bared the anxieties confronting India's youth. More than a lakh students gathered peacefully before the demonstration ended in a lathi charge...
Vanishing BFSI jobs
July 17, 2026, 2:43 amGlobally, banks and financial institutions are rethinking workforce requirements as AI and automation become mainstream. Standard Chartered recently announced plans to reduce thousands of jobs over the next few years...
Is India's Growth Shifting to the Next 100 Cities?
July 10, 2026, 3:00 amIndia's top 100 cities together account for nearly one-third of the country's consumption while housing less than one-fifth of its population. Together they represent an annual consumption economy of nearly...
Do Indian Banks Need Caretakers or Transformers?
July 3, 2026, 2:46 amWhat kind of leaders should banks have today? Should it be a traditional banker who understands and "smells" every number without even looking at the ledger and can underwrite a...
Latest Stories
FCNR(B) deposits nearly double to USD 60.5 bn after RBI relaxation; HSBC, SBI, ICICI lead inflows
August 3, 2026, 7:01 pmOutstanding FCNR(B) deposits rose by over USD 28 billion between June 5 and July 30 after the Reserve Bank announced a temporary relaxation in CRR, SLR and interest rate regulations...
Exclusive: Transunion CIBIL CFO Amol Joshi resigns
August 3, 2026, 4:06 pmAmol Joshi’s departure comes after nearly five years, the company is yet to announce a successor. He is currently serving his notice period at the credit information company (CIC), people...
RBI appoints Monisha Chakraborty as Executive Director to oversee Forex, Financial Markets Regulation
August 3, 2026, 3:08 pmMonisha Chakraborty is set to take on a pivotal role as Executive Director at the Reserve Bank of India, starting from August 3, 2026. With an impressive background spanning over...
Rajya Sabha passes bill to tackle payment delays faced by MSMEs amid Opposition protests
August 3, 2026, 2:28 pmIn a significant move, the Rajya Sabha approved a bill targeting the issue of delayed payments to MSMEs. The legislation is set to streamline dispute resolution, thereby boosting liquidity for...
India achieves near-universal banking coverage, 99.92% of inhabited villages served: Finance Ministry
August 3, 2026, 2:21 pmIndia's ambitious banking initiative has extended coverage to an impressive 99.92 percent of its inhabited villages, with over six lakh villages featuring banking outlets within a five-kilometer reach. The Pradhan...
Video Story
India needs phased fintech licences, not a zero-or-one approach: Jitendra Gupta
July 31, 2026, 2:13 amIndia's fintech story now needs regulatory innovation as much as technological innovation, highlighted Jupiter CEO Jitendra Gupta. In the first episode of FinTech Diary Season 3, he argued that phased...
Funding winter is a myth; capital is available for responsible fintechs: Investors
July 24, 2026, 8:15 amFintech founders must stop thinking like startup builders and start operating like financial institutions, with profitability, regulatory compliance and prudent risk management at the core of their business models, leading...
One KYC across banking, insurance and mutual funds is long overdue: Former IRDAI member Nilesh Sathe
July 24, 2026, 8:05 amIndia needs a unified Know Your Customer (KYC) framework across banking, insurance and mutual funds to reduce paperwork, improve customer experience and deepen financial inclusion, said Nilesh Sathe, Former Member,...
Future-ready fintechs must build AI-native, cloud-first and API-driven stacks without losing sight of profitability
July 24, 2026, 7:54 amAI is rapidly becoming the foundational layer of the modern fintech stack, but successful adoption will depend as much on data readiness, cloud optimisation and API-led architectures as on cost...
Credit on UPI could unlock India's next lending revolution, provided underwriting keeps pace
July 24, 2026, 7:49 amUPI-enabled credit could become the next major catalyst for financial inclusion, expanding access to formal lending through cashflow-based underwriting and real-time transaction data, according to fintech founders and lending executives...