RBI Direction Report – 21st April 2026 | Digital Payments – E-Mandate Framework, 2026

1. Executive Summary On April 21, 2026, the Reserve Bank of India (RBI) issued consolidated directions regarding the E-mandate framework for digital payments. The update standardizes the processing of recurring online transactions, enhancing consumer protection through mandatory Additional Factor of Authentication (AFA), flexible mandate controls, and revised transaction limits. This report outlines the changes and […]

RBI Direction

RBI Amendments Report – 15th April 2026 | NBFC – Branch Authorisation

1. Executive Summary The Reserve Bank of India (RBI) has issued the final Reserve Bank of India (Non-Banking Financial Companies – Branch Authorisation) Amendment Directions, 2026. The primary objective is to facilitate the “ease of doing business” by providing operational flexibility for branch expansion while ensuring systemic compliance. Consequential updates have also been made to

RBI Amendments

RBI License Cancellation Report – 6th April 2026 | The Shirpur Merchants’ Co-operative Bank Ltd.

Key Details of the Regulatory Action Entity: The Shirpur Merchants’ Co-operative Bank Ltd., Shirpur, Maharashtra. Action Taken: Cancellation of banking licence under Section 22 read with Section 56 of the Banking Regulation Act, 1949. Effective Date: Close of business on April 06, 2026. Operational Impact: Immediate cessation of all banking business, including acceptance and repayment

RBI Action, RBI License Cancellation

RBI Penalty Report – 6th April 2026 – Dr. Panjabrao Deshmukh Urban Cooperative Bank Ltd.

1. Key Details Regulated Entity: Dr. Panjabrao Deshmukh Urban Cooperative Bank Ltd., Amravati, Maharashtra Penalty Amount: ₹1.09 Lakh (Rupees One Lakh Nine Thousand) Order Date: April 2, 2026 (Inspection Position: March 31, 2025) Primary Violations: Breach of prudential single counterparty exposure limits for non-SLR investments. Levying charges higher than the prescribed regulatory ceiling on certain

RBI Penalty

RBI’s Action Report – 6th April 2026 – Extension of Period

1. Sadbhav Nagrik Sahakari Bank Maryadit, Chhatarpur (M.P.) Key Details Original Directive Date: October 06, 2025 Previous Expiry: April 07, 2026 Extended Period: 3 Months (Up to July 07, 2026) Root Cause Analysis (RCA) The imposition and subsequent extension of Section 35A indicate severe erosion of the capital base primarily driven by high Gross Non-Performing

Extension of Period, RBI Action

RBI Draft Amendments Report – 6th April 2026 | Branch Authorisation

Executive Summary The Reserve Bank of India has issued comprehensive draft directions aimed at revamping the Business Correspondent (BC) network to enhance last-mile financial inclusion. The core directives classify service delivery points into Branches, Business Correspondent-Banking Outlets (BC-BO), and Business Correspondent-Banking Touchpoints (BC-BT). It uniformly phases out the Business Facilitator (BF) model by September 30,

RBI Amendments Draft

Role of Lion’s Share in corporate culture

The idiom “the lion’s share” refers to taking the largest portion of something, often leaving a disproportionately small amount for others. In the corporate world, this concept manifests in market dominance, equity distribution, and executive compensation. While taking the lion’s share can be a sign of success and competitive advantage, it frequently raises ethical concerns

Sunder Dinesh

RBI Penalty Report – 2nd April 2026 – Exclusive Capital Limited

Executive Summary On April 01, 2026, the Reserve Bank of India (RBI) issued a press release confirming a monetary penalty against Exclusive Capital Limited. The penalty, ordered on March 27, 2026, was imposed due to the entity’s failure to adhere to statutory directions regarding leverage ratio limits and the timely filing of supervisory returns and

RBI Penalty
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