Executive Summary Based on the press release dated August 7, 2026, the RBI has proposed amendments to Chapter VII of the 2025 Prudential Norms on Capital Adequacy. The primary objective is to align India’s banking framework with the globally recognized BCBS Leverage Ratio 2017 Standard. The leverage ratio acts as a non-risk-sensitive backstop to risk-weighted […]

Executive Summary The “Reserve Bank of India (Non-Banking Financial Companies – Credit Facilities) Amendment Directions, 2026” introduces critical regulatory refinements aimed at strengthening prudential norms, enhancing corporate governance, and aligning NBFC credit risk management with global standards. Detailed Amendment Analysis & Action Plans 1. Stricter Prudential Norms and Exposure Limits Applicable Entity: All NBFCs extending

Report outlines the strategic implications and operational mandates stemming from the Reserve Bank of India’s draft Amendment Directions issued on July 27, 2026. As detailed in the official press release, these amendments aim to drastically improve efficiency, liquidity, and transparency in the issuance and subsequent transfer of Securitisation Notes (SNs). The regulatory update introduces four

On July 14, 2026, the Reserve Bank of India (RBI) issued draft Amendment Directions to simplify the approval process for the subsequent acquisition of major shareholdings (5% or more) in banking companies. Driven by representations from Asset Management Companies (AMCs), Insurance Companies, and Pension Funds, these amendments aim to reduce regulatory friction and administrative burdens

The Reserve Bank of India (RBI) has issued 11 draft Amendment Directions to standardize the operational frameworks of control and assurance functions—specifically the Chief Risk Officer (CRO), Chief Compliance Officer (CCO), and Head of Internal Audit (HIA). The overarching theme across all regulated entities is the strict mandate for employer-employee relationships (barring external consultants from

The Reserve Bank of India (RBI) has released the draft Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Amendment Directions, 2026. This draft proposes a comprehensive review and overhaul of the framework for computing Counterparty Credit Risk (CCR). It mandates the transition from the legacy Current Exposure Method (CEM) to the more risk-sensitive Standardised

RBI Amendment Directions, 2026 – Management Report Date of Press Release: June 05, 2026 Subject: Reserve Bank of India (Interest Rate on Deposits) Amendment Directions, 2026 Objective: To provide flexibility in pricing Rupee bulk deposits and ensure uniformity in the public disclosure of deposit interest rates. Action Required: Submit comments/feedback via ‘Connect 2 Regulate’ portal

The Reserve Bank of India (RBI) has introduced a revised disclosure framework under the Basel III norms. The primary objective is to enhance transparency, improve market discipline, and establish a globally aligned reporting architecture by standardizing Pillar 3 disclosures. The new framework ensures that stakeholders have access to granular, comparable data regarding capital adequacy, leverage,

1. Executive Summary Following the initial draft issued on February 12, 2026, the Reserve Bank of India (RBI) has released revised draft Amendment Directions after incorporating substantial stakeholder feedback. The most notable addition is the regulatory enablement for lenders to use technology-based mechanisms to restrict or disable functionalities of financed mobile devices (smartphones, tablets) in

Executive Summary The Reserve Bank of India has issued comprehensive draft directions aimed at revamping the Business Correspondent (BC) network to enhance last-mile financial inclusion. The core directives classify service delivery points into Branches, Business Correspondent-Banking Outlets (BC-BO), and Business Correspondent-Banking Touchpoints (BC-BT). It uniformly phases out the Business Facilitator (BF) model by September 30,