1. Overview & Applicability On October 23, 2026, the Reserve Bank of India issued the Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Second Amendment Directions, 2026. These directions mandate the new Standardised Approach for minimum operational risk regulatory capital requirements. The amendments and the revised framework will come into effect on April 1,

The Reserve Bank of India (RBI) issued the (Commercial Banks – Forthcoming Instructions) Amendment Directions, 2026 on October 7, 2026, aligning India’s capital adequacy framework for Counterparty Credit Risk (CCR) with international standards. The directives mandate the shift from the Current Exposure Method (CEM) to the Standardised Approach for Counterparty Credit Risk (SA-CCR) for computing

On October 1, 2026, the Reserve Bank of India (RBI) issued four pivotal Amendment Directions modifying the existing 2025 Master Directions on the ‘Acquisition and Holding of Shares or Voting Rights’. The core objective of these amendments is to streamline and simplify the regulatory approval process for specific institutional investors—namely Mutual Funds, Insurance Companies, and

1. Executive Summary On August 6, 2026, the Reserve Bank of India (RBI) issued finalized Amendment Directions aimed at standardizing and strengthening the regulatory framework for loan recovery processes and the engagement of recovery agents. Following a draft release on May 20, 2026, these amendments emphasize responsible business conduct, protecting borrowers from coercive tactics, and

The Reserve Bank of India has undertaken a massive regulatory restructuring aimed at rationalizing compliance and minimizing operational costs for regulated entities. The sweeping changes involve the repeal of 628 legacy circulars and their consolidation into 64 entity-specific, function-wise Master Directions. 1. Applicable Regulated Entities The consolidated Master Directions apply across 11 specific categories of

On July 30, 2026, the Reserve Bank of India (RBI) issued finalized amendment directions concerning the interest rates on deposits. These amendments aim to enhance transparency in deposit pricing and provide banks with operational flexibility, particularly concerning bulk deposits, in alignment with the Liquidity Coverage Ratio (LCR) framework. The new rules mandate strict disclosure timelines

On July 16, 2026, the Reserve Bank of India (RBI) issued extensive amendment directions establishing a uniform prudential framework for Specified Non-Financial Assets (SNFAs). These regulations govern how regulated entities acquire, value, manage, and dispose of immovable properties obtained from defaulting borrowers in settlement of outstanding debts. The directives mark a significant shift towards stricter

The Reserve Bank of India has issued comprehensive Amendment Directions to transition Board governance from a rigid, rules-based framework (previously categorized by seven broad themes) to a dynamic, principle-based approach. The core objective is to free up Board bandwidth, eliminate redundant operational reporting, and foster deeper, qualitative engagements on strategic growth and risk governance. Applicable

On June 24, 2026, the Reserve Bank of India (RBI) issued finalized Amendment Directions modifying the computational framework for the Net Open Position (NOP) and capital charges for foreign exchange (forex) risk. Aligning deeply with the Basel Committee on Banking Supervision (BCBS) standards, these amendments mandate a unified, global approach to forex risk management, discarding