RBI Amendments Report – 10th Jun 2026 | Lending to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs)

RBI Amendment Directions Report – REITs & InvITs Applicable Entity: Commercial Banks 1. Reserve Bank of India (Commercial Banks – Credit Facilities) Third Amendment Directions, 2026 Specific Changes Required Following the review of draft guidelines issued in February 2026, the RBI has formally permitted commercial banks to extend credit facilities to SEBI-regulated and listed Real […]

RBI Amendments

RBI Penalty Report – 5th Jun 2026

1. Canara Bank Penalty: ₹41.80 Lakh Key Details Order Date: June 5, 2026 Inspection Reference: March 31, 2025 Violations: Failure to upload KYC records of certain customers onto the Central KYC Records Registry (CKYCR) within the prescribed timeline. Classifying certain accounts as ‘inoperative’ despite the last customer-induced transaction being less than one year old. Root

RBI Penalty

RBI Draft Amendments Report – 5th Jun 2026 | Interest Rate on Deposits

RBI Amendment Directions, 2026 – Management Report Date of Press Release: June 05, 2026 Subject: Reserve Bank of India (Interest Rate on Deposits) Amendment Directions, 2026 Objective: To provide flexibility in pricing Rupee bulk deposits and ensure uniformity in the public disclosure of deposit interest rates. Action Required: Submit comments/feedback via ‘Connect 2 Regulate’ portal

RBI Amendments Draft

RBI Penalty Report – 29th May 2026

1. CreditAccess Grameen Limited Penalty Amount ₹3.10 Lakh Order Date May 25, 2026 Inspection Date March 31, 2025 Regulation Violated KYC Directions (Suspicious Transactions) Key Details The company was penalized for non-compliance with the Reserve Bank of India (Know Your Customer) Directions. Specifically, it failed to implement a robust software mechanism capable of generating alerts

RBI Penalty

RBI Penalty Report – 22nd May 2026

1. City Union Bank Limited Key Details Penalty: ₹10.10 Lakh Date: May 20, 2026 Category: Priority Sector Loans & Data Reporting Violation: 1) Levied loan-related charges on agriculture priority sector loans up to ₹25,000. 2) Failed to report Self Help Group (SHG) member-level data to Credit Information Companies (CICs). Root Cause Analysis (RCA) Charge Levies:

RBI Penalty

RBI Draft Amendments Report – 19th May 2026 | Prudential Norms on Capital Adequacy

The Reserve Bank of India (RBI) has introduced a revised disclosure framework under the Basel III norms. The primary objective is to enhance transparency, improve market discipline, and establish a globally aligned reporting architecture by standardizing Pillar 3 disclosures. The new framework ensures that stakeholders have access to granular, comparable data regarding capital adequacy, leverage,

RBI Amendments Draft

RBI Draft Amendments Report – 20th May 2026 | Conduct of Regulated Entities in Recovery of Loans and Engagement of Recovery Agents

1. Executive Summary Following the initial draft issued on February 12, 2026, the Reserve Bank of India (RBI) has released revised draft Amendment Directions after incorporating substantial stakeholder feedback. The most notable addition is the regulatory enablement for lenders to use technology-based mechanisms to restrict or disable functionalities of financed mobile devices (smartphones, tablets) in

RBI Amendments Draft

RBI Amendments Report – 18th May 2026 | Investment Fluctuation Reserve

On May 18, 2026, the Reserve Bank of India (RBI) issued Final Amendment Directions comprehensively reviewing the norms on the Investment Fluctuation Reserve (IFR) across all Regulated Entities (REs). The overarching regulatory intent is threefold: Dispensation: Complete removal of the IFR requirement for banks that maintain a capital charge for market risk and follow revised

RBI Amendments
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