RBI Amendments Report – 8th May 2026 | ‘Review of guidelines on inclusion of quarterly profits to Common Equity Tier 1 (CET1) capital for computation of Capital to Risk weighted Assets Ratio (CRAR) for Banks’

Reference: RBI Press Release 2026-2027/227 dated May 8, 2026. Background & Core Change: The Reserve Bank of India (RBI) has issued three amendment directions relaxing the prudential norms for including current financial year profits into Common Equity Tier 1 (CET1) capital for calculating the Capital to Risk-Weighted Assets Ratio (CRAR). Previously, banks were permitted to […]

RBI Amendments

RBI Amendments Report – 29th April 2026 | Revised Lending norms for UCBs

The Reserve Bank of India has issued a final suite of amendment directions modifying the regulatory framework for Primary (Urban) Co-operative Banks (UCBs). These directives specifically overhaul the definitions and limits surrounding unsecured advances, housing loan tenors, and financial statement disclosures. To ensure seamless compliance by the October 1, 2026 deadline, detailed changes and required

RBI Amendments

RBI Amendments Report – 29th April 2026 | NBFC – Registration, Exemptions and Framework for Scale Based Regulation

Executive Summary Following the draft guidelines issued in February 2026, the RBI has finalized its regulatory review to ease the compliance burden on low-risk NBFCs. The core modification introduces the “Unregistered Type I NBFC” category, granting exemptions from mandatory registration (Section 45-IA of the RBI Act) for entities with an asset size of less than

RBI Amendments

RBI’s Action Report – 28th April 2026 – Extension of Period

1. Sarvodaya Co-operative Bank Ltd., Mumbai 📌 Key Details Original Directive: April 15, 2024 Extension Period: April 15, 2026 to July 15, 2026 (3 months) Location: Mumbai, Maharashtra Notification Date: April 10, 2026 🔍 Root Cause Analysis (RCA) Protracted financial instability likely stemming from a high proportion of non-performing assets (NPAs) concentrated in localized commercial

Extension of Period, RBI Action

RBI Penalty Report – 24th April 2026 – Bandhan Bank Limited

1. Key Details of the Penalty Bank: Bandhan Bank Limited. Penalty Amount: ₹41.80 Lakh (Rupees Forty-One Lakh Eighty Thousand only). Date of Order: April 21, 2026. Inspection Reference: Statutory Inspection for Supervisory Evaluation (ISE) as of March 31, 2025. Nature of Violations: KYC Non-compliance: Failure to carry out periodic reviews of risk categorization for certain

RBI Penalty

RBI Direction Report – 27th April 2026 | Reporting Instructions for Authorised Dealer Category – I Banks (Reporting Offshore INR Derivatives)

RBI Regulatory Update: Reporting Instructions for AD Category-I Banks Executive Summary To enhance transparency, improve price discovery, and curb speculative activity in the foreign exchange market, the Reserve Bank of India (RBI) has mandated that all offshore Rupee (INR) derivative trades executed globally by related parties of Indian banks must be brought into the domestic

RBI Direction

RBI Direction Report – 27th April 2026 | Capital Charge for Credit Risk (Standardised Approach), 2026 for Commercial Banks

On April 27, 2026, the Reserve Bank of India (RBI) issued the final Master Directions on the Standardised Approach for calculating Capital Charge for Credit Risk. These guidelines align the Indian banking sector with international Basel III standards, enhancing the robustness, granularity, and risk sensitivity of capital requirements. The regulations aim to ensure that the

RBI Direction

RBI Direction Report – 27th April 2026 | Asset Classification, Provisioning, and Income Recognition for Commercial Banks (IRACP 2026)

Management Report: RBI Directions on Asset Classification, Provisioning, and Income Recognition Executive Summary The Reserve Bank of India (RBI) has issued the finalized Master Directions on Asset Classification, Provisioning, and Income Recognition, marking a fundamental shift from an incurred-loss model to an Expected Credit Loss (ECL) framework. The guidelines mandate a 3-stage asset classification, transition

RBI Direction
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