Date of Issue: December 11, 2025 Reference: Press Release 2025-2026/1684 Subject: Rationalisation of Maintenance of Cash Credit, Current, and Overdraft Accounts The Reserve Bank of India (RBI) has issued final Amendment Directions aimed at rationalising existing norms regarding the opening and operating of Cash Credit (CC), Current Accounts (CA), and Overdraft (OD) accounts. These amendments
Undertaking of Financial Services Date of Issue: December 05, 2025 Objective: To ring-fence core banking businesses from non-core risks, ensure a level playing field, and rationalize the group structure of Regulated Entities (REs). Executive Summary: The Reserve Bank of India has finalized the amendments proposed in the October 2024 Draft Circular. The central mandate is
1. Credit Information Reporting Framework Applicable Entities Commercial Banks, SFBs, LABs, RRBs, UCBs, StCBs, DCCBs, AIFIs, NBFCs, ARCs, and Credit Information Companies (CICs). Core Amendment: Transition from Fortnightly to Weekly Incremental Reporting. Specific Changes Required: Reporting Frequency Cycle: IT systems must be reconfigured to extract and submit credit data on a weekly basis. Data Ingestion
